1.3M
Identity theft reports filed with the FTC in 2024
Identity protection
Your identity is already in circulation. Monitoring should be too.
Watch for suspicious activity, get alerts, and reach licensed private investigators for restoration support — with up to $3 million in identity fraud protection coverage.*
- From $14.95/mo
- Individual & family
- 4.7 on Trustpilot
Why this category exists
Fraud scaled. Most people still wait for a letter.
$12.5B
Consumer fraud losses reported to the FTC in 2024
25%
Year-over-year increase in those reported losses
4.7
Trustpilot score from 697 public reviews
Sources: Federal Trade Commission consumer sentinel data for 2024; Trustpilot company page for idshield.com, retrieved September 2026. Identity monitoring cannot prevent every incident.
The product, plainly
A monthly identity-protection membership with monitoring, alerts, and restoration support.
Members receive monitoring across identity, credit, and online reputation, plus restoration help if a covered identity theft event is confirmed. Licensed private investigators — licensed in Oklahoma — work to return records toward pre-theft status.
Plans can also include PrivacyCheck to help locate and request removal of personal details from major data-broker sites, a password manager, VPN, and malware tools. Individual plans cover up to three devices; family plans cover up to fifteen.
Watch
SSN, dark web, social, public records, address changes, and credit-file movement.
Alert
Email and app notices when monitoring flags activity you did not expect.
Restore
Licensed investigators can help with disputes and restoration after a confirmed event.
Cover
Up to $3 million in identity fraud protection for certain covered costs.*
What the membership actually includes
Core benefits are consistent across plans. You choose who is covered and how many bureaus are monitored.
Identity monitoring
SSN, dark web, social media, public and court records, medical data reports, address-change watch, and reputation scanning.
Credit monitoring
1-bureau plans monitor Experian. 3-bureau plans add Equifax and TransUnion, with inquiry and new-account alerts.
Licensed investigators
Confirmed identity theft events can be assigned a dedicated investigator. Restoration services are described in the membership terms.
PrivacyCheck
Finds personal details on major data-broker listings and helps request removals so brokers have less to resell.
Device security extras
VPN, malware protection, password manager, and parental controls. Three devices on individual; fifteen on family.
Emergency help
24/7 emergency consultation for covered identity events. Weekday member care is 7 a.m.–7 p.m. CT.
Monthly plans
Four monthly tiers. Features stay consistent; coverage width changes.
Pricing below may change. Confirm the current rate at checkout.
Individual
1-bureau
$14.95 / mo
Covers one adult. Experian credit monitoring.
- Dark web, SSN, and public-record alerts
- Licensed investigator restoration
- Up to $3M identity fraud protection*
- PrivacyCheck data-broker help
- VPN & malware on up to 3 devices
- Password manager
- 24/7 emergency line
3-bureau
Individual
3-bureau
$19.95 / mo
Covers one adult. Experian, Equifax, and TransUnion.
- Everything in 1-bureau, plus 3-bureau credit watch
- Hard-inquiry and new-account alerts across bureaus
- Monthly credit score tracker
- Licensed investigator restoration
- Up to $3M identity fraud protection*
- PrivacyCheck + 3-device security suite
- 24/7 emergency line
Family
1-bureau
$29.95 / mo
You, a spouse or domestic partner, and dependents under 18 in the home.
- Household coverage + minor-child monitoring
- Experian credit monitoring for adults
- Licensed investigator restoration
- Up to $3M identity fraud protection*
- PrivacyCheck data-broker help
- VPN & malware on up to 15 devices
- 24/7 emergency line
Family
3-bureau
$34.95 / mo
Full household coverage with three-bureau credit monitoring.
- Everything in family 1-bureau, plus 3-bureau watch
- Experian, Equifax, and TransUnion
- Minor-child monitoring
- Consultation/restoration for dependents 18–26†
- Up to $3M identity fraud protection*
- Security tools on up to 15 devices
- 24/7 emergency line
*Identity Fraud Protection is underwritten and administered through American Bankers Insurance Company of Florida, an Assurant company. PPLSI is not an insurance carrier. Coverage applies to certain identity-fraud expenses, underlying losses, and legal costs from a covered event. Terms apply. †Monitoring is not available for dependents ages 18–26; consultation and restoration services may still apply.
Public member feedback
Members rate this service 4.7 on Trustpilot from 697 public reviews.
Quotes below are shortened from public Trustpilot reviews. They are member opinions.
4.7
Trustpilot · 697 reviews · 84% five-star
“They worked quick to shut down multiple accounts that were fraudulently opened… Thomas the specialist… spent a lot of time on hold with multiple creditors so I didn’t have to.”
“Real people answer the phone and help direct you to keep your info safe and secure!”
“I had an email issue (compromised)… The issue ‘phishing’ was explained. Very quick response with helpful information.”
“The representative listened attentively, asked me further questions to get a more in depth perspective, then answered all my questions with helpful advice.”
Before you enroll
Common questions about these plans
What does this membership do?
It monitors identity and credit signals, alerts members to flagged activity, and — if a covered identity theft event is confirmed — can assign licensed private investigators for restoration work. Plans also include data-broker opt-out help, a password manager, VPN, and malware tools. Like other monitoring services, it cannot prevent every incident.
What is the difference between 1-bureau and 3-bureau?
1-bureau plans monitor Experian. 3-bureau plans monitor Experian, Equifax, and TransUnion. Restoration, when needed, still works across all three bureaus even on a 1-bureau plan.
Who is on a family plan?
The member, a spouse or domestic partner, and eligible dependents under 18 living with you. Dependents 18–26 may receive consultation and restoration only — not full monitoring.
Is the $3 million a cash payout?
No. It is identity fraud protection insurance for certain covered expenses and losses, underwritten by American Bankers Insurance Company of Florida (an Assurant company). PPLSI is not an insurance carrier. Read the plan terms before relying on any dollar figure.
Are pre-existing identity problems covered?
Usually not under the full restoration benefit. Members can still get specialist consultation, help placing fraud alerts, and ongoing monitoring for new issues.
How do I cancel?
This is a prepaid monthly subscription. Members may cancel in writing — typically by emailing support with name, membership number, and phone. Confirm the current process after you enroll.
Get started
Choose a plan that fits your household.
Individual plans start at $14.95/mo. Family plans start at $29.95/mo. Checkout, billing, and member support are handled by the plan provider.
Promotional disclosure
How this page is paid for
S B O is an independent site. If you enroll in IDShield through links on this page, we may earn a commission — at no extra cost to you. This is not an official IDShield, LegalShield, or PPLSI website.